DashBoard of the Industry:
Data of HDFC:
Data | HDFC | Price | MARKETCAP | Equity | FV | RESERVE | Debt-SECURITIES | BORROWING | DEPOSITS | LOANS | SALES | PROFIT | F-EPS | ASSETS | LIABILITIES | ||||||
HOUSING FINA | 2338 | 424212 | 362 | 2 | 172740 | 187635 | 115340 | 161345 | 514582 | 139,034 | 22,945 | 118 | 880402 | 707662 | |||||||
FORMULA | MARGIN | F-PE | ROE | BOOKVALUE | PBV | D2E | D2A | GNPA | SALESGR | Borr. Cost | loan Yield | Segment | Segments | 2022 | 2021 | Growth | Share | ||||
17% | 19.8 | 13.3% | 954 | 2 | 2.7 | 0.5 | 2.32% | 23% | 5.81% | 8.10% | Loans | 36267 | 37006 | -2% | 36% | ||||||
Life | 49835 | 52830 | -6% | 49% | |||||||||||||||||
Estimate | Year | Total Income | Net Profit | EPS | FairValue | DIVIDEND | General | 14503 | 13767 | 5% | 14% | ||||||||||
2030 | 425308 | 70191 | 362 | 7580 | 225 | YEAR | Q4 | Q1 | Q2 | Q3 | EST-2022 | AMC | 1707 | 1429 | 19% | 2% | |||||
2025 | 211453 | 34897 | 180 | 3768 | 90 | TRAILEPS | 28.8 | 27.9 | 29.1 | 32.3 | 118.1 | Others | 725 | 383 | 89% | 1% | |||||
2022 | 139034 | 22945 | 118 | 2478 | 35 | ||||||||||||||||
Trend | Annual | Q1 | H1 | 9M | EST-2022 | Total | 100908 | 103317 | -2% | 100% | |||||||||||
Expected Gr | Year | Total Income | Net Profit | EPS | Sales | 37% | 3% | 9% | -2% | 0% | |||||||||||
LT | 15% | 15% | 15% | Profit | -10% | 31% | 21% | 16% | 12% | ||||||||||||
CY | 0% | 12% | 12% | MARGIN | 15% | 17% | 16% | 17% | 17% | ||||||||||||
Calculation | Year | Total Income | Net Profit | EPS | Margin | High Price | Low Price | HIghPE | LOWPE | Fair PE | |||||||||||
CYear | 37% | -10% | -15% | 14.7 | 20.9 | ||||||||||||||||
5 Year | 22% | 21% | 15.9 | 21.8 | 15.6 | 18.7 | |||||||||||||||
10 Year | 27% | 19% | 21.9 | 26.5 | 18.1 | 22.3 | |||||||||||||||
Longterm | 23% | 21% | 17% | 22.5 | 1008 | 24% | 20% | 26.5 | 15.4 | 20.9 | |||||||||||
Real | 1056 | Current Trend | |||||||||||||||||||
Actual | Year | Total Income | Net Profit | EPS | NPM% | Div | DIV % | High Price | Low Price | HIGH PE | LOW PE | Remark | 9M | 2021-22 | 2020-21 | Growth | |||||
2021 | 139034 | 20487 | 105.6 | 14.7 | 35 | 33.1 | 2896 | 1482 | 27.4 | 14.0 | Revenue | 100879 | 103296 | -2% | |||||||
2020 | 101725 | 22826 | 124.1 | 22.4 | 21 | 16.9 | 2500 | 1474 | 20.1 | 11.9 | Expense | 87235 | 90788 | -4% | |||||||
2019 | 95915 | 17580 | 95.4 | 18.3 | 21 | 22.0 | 2051 | 1704 | 21.5 | 17.9 | Profit | 17150 | 14818 | 16% | |||||||
2018 | 79819 | 13111 | 74.8 | 16.4 | 20 | 26.7 | 1982 | 1461 | 26.5 | 19.5 | EPS | 89.3 | 75.8 | 18% | |||||||
2017 | 61087 | 8628 | 68.9 | 14.1 | 18 | 26.1 | 1528 | 1060 | 22.2 | 15.4 | Margin | 17% | 14% | 19% | |||||||
2016 | 51606 | 7973 | 64.1 | 15.4 | 17 | 26.5 | 1371 | 1012 | 21.4 | 15.8 | |||||||||||
2015 | 27401 | 5990 | 38.1 | 21.9 | 15 | 39.3 | 1400 | 840 | 36.7 | 22.0 | MajorCost | 2022 | 2021 | Growth | Share | ||||||
2014 | 24143 | 5440 | 34.9 | 22.5 | 14 | 40.1 | 931 | 632 | 26.7 | 18.1 | Finance | 20306 | 22415 | -9% | 23% | ||||||
2013 | 21112 | 4848 | 31.8 | 23.0 | 13 | 39.3 | 882 | 610 | 27.7 | 19.2 | Impairment | 1635 | 2310 | -29% | 2% | ||||||
2012 | 17332 | 4122 | 28.0 | 23.8 | 11 | 39.3 | 737 | 601 | 26.3 | 21.5 | Employee | 1563 | 1193 | 31% | 2% | ||||||
2011 | 12878 | 3534 | 24.2 | 27.4 | 9 | 37.2 | 780 | 520 | 32.3 | 21.5 | Split *5 | D&A | 266 | 266 | 0% | 0% | |||||
2010 | 11360 | 2826 | 98.8 | 24.9 | 36 | 36.4 | 2875 | 1412 | 29.1 | 14.3 | Establisment exp | 866 | 739 | 17% | 1% | ||||||
2009 | 10992 | 2282 | 80.1 | 20.8 | 30 | 37.5 | 2950 | 1116 | 36.8 | 13.9 | LI-Claims | 28161 | 17902 | 57% | 32% | ||||||
2008 | 8196 | 2436 | 89.9 | 29.7 | 25 | 27.8 | 3257 | 1397 | 36.2 | 15.5 | LI Liabilities | 20521 | 33114 | -38% | 24% | ||||||
2007 | 5896 | 1570 | 62.7 | 26.6 | 19 | 30.3 | 1825 | 962 | 29.1 | 15.4 | GI | 13917 | 12850 | 8% | 16% | ||||||
2006 | 4278 | 1257 | 50.3 | 29.4 | 15 | 29.9 | 1406 | 680 | 28.0 | 13.5 | Other | ||||||||||
2005 | 3410 | 1036 | 41.7 | 30.4 | 13 | 31.1 | 830 | 473 | 19.9 | 11.3 | Net | 87235 | 90789 | -4% | 100% | ||||||
2004 | 3077 | 851 | 34.6 | 27.7 | 11 | 31.8 | 700 | 295 | 20.2 | 8.5 |