The industry has grown by 20% CAGR for the last 2 decades, Hence companies from this industry have a good margin of around 18%, High ROE of around 10. Have distributed 20% profits in dividends and remaining retained earnings have reflected in their price as they have grown by around 15% CAGR for 2 decades.
Finance (Including NBFCs) | Industry | Profit | Growth 2/1 decade | Cy growth | Cy Profit | FPE | MARGIN | ROE | Return 2/1 decade | Dividend | Remarks | Total Companies | ||||||||||
2 Lakh Cr | 35000 cr | 25% | 13% | 19% | 12 | 18 | 10 | 16% | 20% | Good & Growing Industry | 283 | |||||||||||
40% Nifty-50 | PowerFinance | Retail Finance | Vehicle Finance | Gold Finance | Micro Finance | HousingFinance | ||||||||||||||||
GDP 3rd Quarter | GFCF | CAD | Inflation | NPA Banks | Banking Credit | |||||||||||||||||
Impact | 6.60% | 32.3% v/s 31.4% | 2.6% V/s 1.8% | 3% | 10.8% v/s 11.5% | 14.5% Growth | ||||||||||||||||
Market Analysis | ||||||||||||||||||||||
Company | Marketcap | Sales | Profit | |||||||||||||||||||
BAJFINANCE | 3351340433400 | 184850 | 39949 | |||||||||||||||||||
MUTHOOTFIN | 528366044700 | 96840 | 31687 | |||||||||||||||||||
CHOLAFIN | 384941040754 | 71088 | 11969 | |||||||||||||||||||
SRTRANSFIN | 362890191000 | 155457 | 25757 | |||||||||||||||||||
PFC | 333970246500 | 541139 | 126402 | |||||||||||||||||||
IRFC | 330635745475 | 134210 | 31921 | |||||||||||||||||||
RECLTD | 290411697926 | 249710 | 57637 | |||||||||||||||||||
M&MFIN | 253582318727 | 103717 | 18673 | |||||||||||||||||||
SUNDARMFIN | 235248763375 | 37125 | 10298 | |||||||||||||||||||
MANAPPURAM | 149054495583 | 41788 | 9295 | |||||||||||||||||||
CREDITACC | 112041885900 | 12833 | 3217 | |||||||||||||||||||
SHRIRAMCIT | 94787071694 | 60670 | 10055 | |||||||||||||||||||
MOTILALOFS | 87629305400 | 23654 | 1896 | |||||||||||||||||||
IDFC | 80535683000 | 5181 | -8220 |