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🔋 IREDA Q4FY25 Results: Powered by Growth, Poised for the Future

Lesson 99/151 | Study Time: 10 Min

Course: Quarterly Result Updates & Analysis

🔋 IREDA Q4FY25 Results: Powered by Growth, Poised for the Future

Indian Renewable Energy Development Agency (IREDA) has delivered a strong set of numbers for the quarter and year ending March 2025. With India’s growing emphasis on clean energy, IREDA continues to play a pivotal role as a leading green financier. Here's a deep dive into their Q4FY25 and FY25 performance.

📊 Q4FY25 Performance at a Glance (YoY)

Metric	Q4FY25	Q4FY24	YoY Change
Total Income (₹ Cr)	1,901.75	1,191.26	+59.64%
Net Profit (₹ Cr)	501.79	371.19	+35.15%
Profit Margin	26.39%	31.16%	-4.77% pts
GNPA %	2.45%	2.16%	+0.29% pts

✅ Top Highlight: Total income jumped nearly 60% YoY, supported by robust loan disbursements and rising demand for renewable energy financing.

📅 Full-Year FY25 Results – Solid Double-Digit Growth

Metric	FY25	FY24	YoY Change
Total Income (₹ Cr)	6,754.78	4,965.26	+35.99%
Net Profit (₹ Cr)	1,698.60	1,252.24	+35.64%
Advances (₹ Cr)	76,385.51	59,597.59	+28.17%
Net Worth (₹ Cr)	10,266.16	8,559.12	+19.91%

💡 Profitability and capital strength are both trending in the right direction, showcasing IREDA’s operational efficiency and prudent financial management.

💰 Key Ratios Snapshot (FY25)

Category	Ratio / Metric	Value
Solvency	CRAR	17.10%
Credit Quality	GNPA	2.45%
	Net NPA	1.15%
Profitability	Net Profit Margin	25.15%
	Operating Margin	28.56%
Valuation	EPS	₹6.32
	P/E @ ₹168 CMP	~26.6x
	Book Value	₹38.23
	P/B Ratio	~4.39x

📈 Growth & Margin Trends (Last 4 Quarters)

Quarter	Revenue (₹ Cr)	Net Profit (₹ Cr)	Profit Margin (%)
Q4FY25	1,901.75	501.79	26.39%
Q3FY25	1,698.45	425.08	25.02%
Q2FY25*	1,594.68	385.15	24.2% (est.)
Q1FY25*	1,560.90	386.58	24.8% (est.)

Q1 and Q2 estimated by subtracting Q3 and Q4 from FY totals.

Consistent topline and bottom-line growth across quarters reflect IREDA's strong execution and rising loan demand in the green energy space.

🏗️ Operational Highlights

Loan book crossed ₹76,000 Cr, up 28% YoY
Focus remained on financing renewable energy and energy efficiency projects
Impairment and provisioning done prudently as per ECL models
Issued ₹4,307 Cr worth of non-convertible securities in Q4 via private placements

🔮 Outlook: Bright & Green

📍 Near-Term:

Continued disbursement momentum in Q1FY26
Asset quality to be watched due to minor GNPA uptick
Increased investor interest post robust FY25 showing

🚀 Long-Term:

Beneficiary of India's 500 GW renewable energy target by 2030
Competitive advantage as a “Navratna” NBFC with sovereign backing
Strong pipeline of green projects, improving ESG sentiment

📌 Conclusion:

IREDA’s Q4 and FY25 performance reaffirms its role as a key enabler in India’s green energy transition. With strong earnings visibility, rising green financing appetite, and robust fundamentals, IREDA remains a compelling long-term play for investors focused on the sustainable energy theme.

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Piyush Patel

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